Gold Car Protect MBI

Gold Car Protect MBI

All mechanical and electrical Components* and associated labour costs of the insured Vehicle are covered, provided they are of the original manufacturer's specification.

Oil Seals & Gaskets

All oil seals and gaskets are covered for sudden failure (except where the failure is due to Wear and Tear).

Timing Belt

If the timing belt has been changed in accordance with the time/mileage requirements specified by the manufacturer (receipt required) it will be covered against mechanical Breakdown.


Should the failure of a covered Component result in damage to any associated casing the replacement will constitute part of the claim within the Insurance Claims Limit.

Working Materials

Where an authorised repair requires the replacement or topping up of oils, antifreeze or other fluids, or the replacement of the oil filter, these will also constitute part of the claim within the insurance Claims Limit.

The following will only be included if selected as optional additional cover items on the Schedule, and the appropriate additional premiums paid.

Turbocharger / Supercharger / Kompressor

The complete unit is covered providing it is of the original manufacturer's equipment (including the wastegate if it is an integral part of the unit and cannot be bought separately).

Anti Lock Brake System (ABS)

Factory-fitted ant-lock braking systems are covered. (Excluding: wiring and connection faults).

Air Conditioning / Climate Control

Factory-fitted air conditioning systems are covered (excluding pipes, unions, wiring and receiver drier).


Within the limits of indemnity, where the replacement of a covered Component requires re-gassing of the system, a maximum of £40.00 inc. VAT will be contributed (routine maintenance / re-gassing is not covered).

Catalytic Converter

The factory-fitted catalytic converter is covered for mechanical Breakdown (excludes damage caused by impact, corrosion or incorrect grade or type of fuel).

Van Protect Cover

Provided that the terms and conditions of this Guarantee fully comply with the following specifically listed Components and labour costs (except clutch) are covered against mechanical Breakdown.


Cylinder block (excluding cracks and porosity), cylinder bores and liners (excluding cracks and porosity), crankshaft, crank bearings, big end bearings, oil pump, con-rods, gudgeon pins, small end bearings, pistons, piston rings, cylinder head (excluding cracks, porosity), rocker shaft, rockers, hydraulic lifters, camshaft and cam followers, push rods, camshaft bearings, inlet and exhaust valves, valve springs, valve guides, cylinder head gasket, timing gears, timing chains, flywheel or flex plate, starter ring gear.(Excluding: overheating, decoking, burnt, pitted and sticking valves).


Engine thermostat, water pump.

Manual Gearbox

The following internal mechanical components are covered: gears and gear clusters, selectors and shafts, synchromesh assemblies, bushes, ball and roller bearings, and needle bearings.

Automatic Gearbox

The following internal mechanical components are covered: governor, valve block, oil pump, gears, brake bands, servos, clutches, seals, shafts, bearings, bushes, and modulator valve.

Differential/s (2-wheel driver & 4X4)

Planetary gear assembly, crown wheel and pinion assembly. Internal shafts, bearings and bushes, thrust washers, spacers, and bevel gears. (Excluding: centre differentials 4X4 vehicles).


Rack and pinion steering box. (Excluding power steering and gaiters).


Brake master cylinders.


Alternator, starter motor, starter solenoid.


Consequential damage to casings caused by the failure of a covered component will constitute part of the total claim and within the guarantee limits.

Working Materials

Should any authorised repair to any of the above components require essential replacement of or topping up of lubricants, oils or coolant or replacement of the oil filter these shall be covered as part of the total claim within the guarantee limits, providing the vehicle is not within 1,000 miles of its next due service.

Enquire About Our Warranties